NET PRESENT VALUE

Your registration provides access to proprietary tools which enables you to pre-qualify for a loan resolution prior to licensing any software. Unfortunately, some homeowners will not qualify for a loan modification. Due to the difficult economic conditions we all face daily, we have developed a unique step process which allows homeowners to work in stages to ensure they only purchase the software required to achieve individual results.

The first step in the process is to determine if a benefit exists for the lender to modify the terms of your mortgage loan. Prior to purchasing software, we suggest that every homeowner follow the steps given to obtain a free analysis utilizing the Net Present Value (NPV) Test. This is a free service, and although it does not guarantee a loan modification will be extended - it does provide insight to better understand if a benefit exists for the lender to modify your loan.

PREPARING YOUR APPLICATION

Once you have made the decision to register and have passed the NPV Test you can upgrade your registration to access interactive web-based software which provides all of the features used by the professionals at an extremely attractive price. Software users can automatically populate all Loan Modification Submission Forms, Addendum's, Authorization Forms and Disclosures. This robust software also provides effective modification management tools that homeowners will require to properly submit, document and manage the entire process with the lender. The interactive features keep you in constant contact with a network of appraisers, attorney's and advocates that can access your file and provide discounted services with one click. The budgeting tool makes suggested cuts to non-mortgage expense to better help homeowners qualify and succeed at obtaining lender assistance. Our network affiliates will always be available to view your account and assist with imaging the documents and to input information that is required to be submitted.

SUBMISSION & UPDATING

After completing your application you can image all of your financial documents.

The site provides full online support to prepare your entire package and you will always have access to a nationwide legal team to obtain discounted legal services if you decide to retain professional advice and services. The software works directly with you throughout the entire process.

When you contact your Loan Servicing Company for updates you have the capacity to document the process through internal independent messaging. You can image all documents received from the lender free of charge and access them if you are required to move your file to the next level.

We do not provide legal advice and we are not affiliated with any government agency. When you are approved for a potential resolution we can examine the offer and explain the benefits and the terms.